Has this scenario happened to you? Average Joe (a.k.a. Internet Victim) says: "I kept getting pop ups that said that my computer has malware. Since I was eager to fix the problem, I clicked OK on the popup alert to get the solution. Because of the pop up, I ended up downloading a program that costs me about $60. Since I've downloaded the program, accessing e-mails or anything on my PC is not possible. I've tried emailing and even calling whoever the makers are several times to cancel the order but cannot get through to anyone. Now they have my credit card number and my computer is messed up. What do I do?" (via)